A significant mental health crisis is impacting young adults, with approximately 32% of adults aged 18-24 reporting symptoms of depression and anxiety in 2023, a trend exacerbated by the pandemic. This demographic faces unique challenges as they navigate critical life transitions, with half of all lifetime mental health conditions often beginning between the mid-teens and mid-20s. Despite growing awareness and some policy efforts, substantial gaps remain in ensuring accessible and affordable mental health care. For instance, high out-of-pocket costs deter many young adults from seeking help, with nearly half reporting an inability to afford mental health services. Advocates are pushing for reforms, including designating college campuses as
